Skip to main content

Audit Logs for Credit Applications

Audit Logs provide a complete, transparent history of all actions taken on a credit application - helping your team stay organized, compliant, & informed.

What are Audit Logs?

Audit Logs give dealers a centralized, deal-level record of key credit events. This allows you to:

  • Track every action taken on a deal from start to finish

  • See exactly who performed each action and when

  • Monitor activity across Upstart, RouteOne, and DealerTrack

  • Filter and export logs for compliance or internal reviews


Where to Find Audit Logs

Audit Logs are available in two places:

1. Deal-Level View

  • Navigate to a specific deal in the Credit Dashboard

  • Select the “Credit Audit Log” tab

This view shows all activity tied to that specific customer and deal.

2. Dashboard View

  • Access audit logs across multiple deals

  • Use filters to quickly locate activity


    How to Use Audit Logs

    • Use filters to search by:

      • Event type

      • Source (Upstart, RouteOne, DealerTrack)

      • User or user type

      • Timestamp

    • Download logs as a CSV for:

      • Compliance audits

      • Internal reporting

      • Dispute resolution



Audit Log Events (Quick Reference)

Event

What it Means

Credit app submitted

Customer completed and submitted their application

Consents agreed

Customer accepted required terms and disclosures

Credit app updated

Application was edited and resubmitted

Submitted to R1

Sent to RouteOne

Submitted to DT

Sent to DealerTrack

Submitted to Upstart

Sent to Upstart for pricing and decision

Credit profile viewed

Dealer opened and viewed the deal

Approval by Upstart

Offer returned for the deal

Declined by Upstart

Application declined (AAN generated)

RBP downloaded

Risk-Based Pricing notice was downloaded

Best Practices

  • Use filters to quickly investigate specific activity

  • Download logs when preparing for audits or reviews

  • Check the audit log when questions come up about a deal


Need Help?

Have questions about Audit Logs? Click the teal chevron in the bottom right corner to connect with our Support team - we’re here to help.

Did this answer your question?